Mega Backdoor Roth 2024 Date. The max 401 (k) limit is $69,000 for 2024, which includes deferrals, employer matches, profit sharing and other deposits. A mega backdoor roth is a special type of 401(k) rollover strategy used by people with high incomes to deposit funds in a roth individual retirement account (ira) or roth 401(k).
A backdoor roth ira may be particularly appealing to those who earn too much to contribute directly to a roth ira. The max 401 (k) limit is $69,000 for 2024, which includes deferrals, employer matches, profit sharing and other deposits.